NEXORAWe don't repair the past.We help you stop damaging
your financial future.
Nexora Credit helps you understand, track, and manage your credit cards in one place — so you avoid missed payments, over-utilization, and silent mistakes that hurt your credit score.
Free to start · No credit card required
How It Works
Nexora Credit doesn't fix your credit for you. It helps you understand it — so you can make better decisions.
Get started in minutes and take control of your credit health with our simple 3-step process.
No card numbers, no bank logins — add only balance, limit, and due date
Connect Your Cards
Add your cards manually (balance, limit, due date — no card numbers required).
✓ Available for all users (Free + Premium)
Get Your Credit Analysis
Free users: basic dashboard insights
Premium users: full AI-powered recommendations + priority actions
⭐ Premium unlocks AI insights
Stay On Track
Free users: email reminders
Premium users: SMS alerts + monthly reports + advanced strategies
⭐ Premium adds SMS + reports
Everything You Need to Understand and Manage Your Credit
Smart tools designed to help you track, understand, and protect your credit health.
Real-Time Tracking
Track all your credit cards in one place with live balance updates and utilization monitoring.
AI Recommendations
Personalized AI-powered guidance to help you avoid credit mistakes and make smarter financial decisions.
✨ Premium feature
Credit Health Score
Understand what helps or hurts your score with clear, actionable credit health insights.
Secure & Private
Your data is encrypted and private. No bank logins, no card numbers, and no sharing with third parties.
Payment Reminders
Never miss a payment again with smart reminders for your credit card due dates. Free users get email alerts; Premium users get SMS alerts and advanced reminders.
✨ Premium SMS alerts
Export Reports
Download detailed monthly reports of your balances and payment history for your records.
✨ Premium feature
See How People Take Control with Nexora
Our users gain clarity, avoid mistakes, and make better financial decisions.
Sarah Martinez
Small Business Owner
"Nexora helped me finally understand what was hurting my credit. Once I knew the rules, I could make better decisions."
Before
580
After
720
James Chen
Software Engineer
"The dashboard finally helped me understand my utilization. The reminders kept me on track and helped me avoid costly mistakes."
Before
650
After
780
Emily Parker
Marketing Manager
"The Premium plan was worth it. The AI recommendations helped me organize my payments and stay in control of my credit health."
Before
690
After
805
Results shown are examples. Individual credit outcomes vary.
Ready to Take Control of Your Credit?
Start your free trial and see your credit differently.
Get Started Now →No credit card required. Cancel anytime.
Simple Pricing
Free
Best for basic tracking.
Premium
🎉 7-day free trial
Best for understanding and managing your credit.
Feature
Most users with low or declining credit see faster improvements with Premium.
Premium Member Perks
Exclusive rewards available to Premium members.
Monthly Prepaid Card Giveaway
One Premium user is randomly selected each month to receive a prepaid card (up to $500) to help reduce their credit balance.
VVIP Credit Strategy Session
Every month, one Premium member gets a personalized 1-on-1 session with a credit expert.
Nexora Merch Rewards
After 3 consecutive months of Premium, members receive exclusive Nexora merch (t-shirt or hat).
Early Access to Nexovia Card & Nexovia Travel
Premium users are first to access upcoming services such as Nexovia Card and Nexovia Travel perks.
Frequently Asked Questions
How does Nexora help me manage my credit?
Nexora helps you understand how credit utilization works and provides guidance to help you make better payment decisions and avoid mistakes that could hurt your score.
Is my financial data secure?
Yes. We use 256-bit bank-level encryption. Your information is never shared with third parties.
Can I cancel my Premium subscription anytime?
Yes, with no fees or penalties. Cancel from your account settings at any time.